General |
Brand | HDFC Bank |
Best Suited For | Dining Food |
Welcome Benefits | Complimentary 3-Month Swiggy One Membership |
Spend Based Waiver | Renewal fee waiver on spending Rs. 2 Lakhs in the year |
Fee and Charges |
Joining fee | Rs. 500 + GST |
Renewal Fee | Rs. 500 + GST |
Interest Rate | 3.6% per month or 43.2% per annum |
Foreign Currency Markup | 3.5% of the total amount |
Cash Advance Charges | 2.5% of the amount or Rs. 500, whichever is higher |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | 10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more |
Travel |
Domestic Lounge Access | NA |
International Lounge Access | NA |
Fuel Surcharge | NA |
Other travel benefits | |
Shopping |
Rewards Rate | 10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | NA |
Zero Liability Protection | Cardholder will not be liable for any fraudulent transaction made with the card in case of timely reporting to the bank about loss or theft of card |
Golf |
Golf | NA |