General |
Brand | SBI Bank |
Best Suited For | Shopping |
Welcome Benefits | Amazon Gift Card Worth Rs. 500 |
Spend Based Waiver | Renewal fee waiver on annual spend of Rs. 1 lakh |
Fee and Charges |
Joining fee | Rs. 499 + GST |
Renewal Fee | Rs. 499 + GST |
Interest Rate | 3.5% per month or 42% annualized |
Foreign Currency Markup | 3.5% of the total transaction amount |
Cash Advance Charges | 2.5% of the withdrawal amount or a minimum fee of Rs. 500 |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Rs. 99 (plus taxes) on each redemption request |
Movie & Dining |
Movie & Dining | N/A |
Travel |
Domestic Lounge Access | N/A |
International Lounge Access | N/A |
Fuel Surcharge | 1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month) |
Other travel benefits | |
Shopping |
Rewards Rate | Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | N/A |
Zero Liability Protection | The cardholders get a zero liability protection against a lost/stolen card if the loss is informed to the bank officials timely. |
Golf |
Golf | N/A |