General |
Brand | AU Bank |
Best Suited For | Travel |
Welcome Benefits | 1000 RPs and Rs. 1000 ixigo Money Voucher on First Transaction Within 30 days of Card Issuance |
Spend Based Waiver | Renewal Fee Waived on Spends of Rs. 1 Lakh in a Year |
Fee and Charges |
Joining fee | Nil |
Renewal Fee | Nil |
Interest Rate | 3.49% Per Month |
Foreign Currency Markup | Zero |
Cash Advance Charges | 2.5% of the Transaction Amount |
Add-on Card Fee | N/A |
Rewards Redemption Fee | Rs. 99 + GST |
Movie & Dining |
Movie & Dining | N/A |
Travel |
Domestic Lounge Access | 8 Per Year |
International Lounge Access | 1 Per Year, Priority Pass to be Issued on Request |
Fuel Surcharge | 1% on Fuel Transactions Between Rs. 400 and Rs. 5,000 |
Other travel benefits | |
Shopping |
Rewards Rate | 20 RPs for Train Bookings on ixigo, 10 RPs for Online Spends and 5 RPs for Offline Spends |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Credit Shield up to Rs. 1 Lakh |
Zero Liability Protection | Cardholder Will Not Be Liable for Any Fraudulent Transaction if the Card is Reported Lost or Stolen to the Bank in a Timely Manner |
Golf |
Golf | N/A |