General |
Brand | HDFC Bank |
Best Suited For | Fuel |
Welcome Benefits | N/A |
Spend Based Waiver | The renewal fee will be waived on spends of Rs. 50,000 |
Fee and Charges |
Joining fee | Rs. 500 + GST |
Renewal Fee | Rs. 500 + GST |
Interest Rate | 3.6% per month (or 43.2% per annum) |
Foreign Currency Markup | 3.5% of the amount transacted |
Cash Advance Charges | 2.5% of the amount withdrawn subject to a minimum charge of Rs 500. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Rs 99 per redemption request |
Movie & Dining |
Movie & Dining | N/A |
Travel |
Domestic Lounge Access | N/A |
International Lounge Access | N/A |
Fuel Surcharge | On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%. |
Other travel benefits | |
Shopping |
Rewards Rate | 5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8% |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | N/A |
Zero Liability Protection | Zero liability of credit cardholders against any unauthorized transaction if the loss or theft is reported to the bank within 24 hours post-loss or theft. |
Golf |
Golf | N/A |