General |
Brand | HDFC Bank |
Best Suited For | Movies Shopping |
Welcome Benefits | Annual Membership of Swiggy One and Times Now. Harley Vouchers Worth Rs. 750 |
Spend Based Waiver | Renewal Fee Waived on Spends of ₹3 Lakh |
Fee and Charges |
Joining fee | Rs. 2,500 + GST |
Renewal Fee | Rs. 2,500 + GST |
Interest Rate | 3.60% (Monthly) and 43.20% (Yearly) |
Foreign Currency Markup | 2% |
Cash Advance Charges | 2.5% of the Total Amount |
Add-on Card Fee | N/A |
Rewards Redemption Fee | ₹99 |
Movie & Dining |
Movie & Dining | BOGO Offers for Movie Bookings with BookMyShow. 5X RPs for Spends on Zomato and Swiggy |
Travel |
Domestic Lounge Access | 2 Visits Each Quarter |
International Lounge Access | 2 Visits Each Quarter |
Fuel Surcharge | Maximum Waiver Capped at ₹500 (Each Billing Cycle) |
Other travel benefits | |
Shopping |
Rewards Rate | 4 RPs for Each Spend of ₹150 |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Accidental Air Death Cover of ₹1 Crore. Travel Insurance Worth ₹50,000 |
Zero Liability Protection | Credit Liability Cover of Up to ₹9 Lakh |
Golf |
Golf | N/A |