General |
Brand | HDFC Bank |
Best Suited For | Shopping |
Welcome Benefits | Annual Membership of Swiggy One, Club Marriott, Amazon Prime, and MMT Black. Harley Vouchers Worth Rs. 2,500 |
Spend Based Waiver | Renewal Fee Waived on Spends of ₹5 Lakh |
Fee and Charges |
Joining fee | Rs. 10,000 + GST |
Renewal Fee | Rs. 10,000 + GST |
Interest Rate | 1.99% Monthly and 23.88 Yearly |
Foreign Currency Markup | 2% |
Cash Advance Charges | 2.5% of the Total Amount |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | 25% Discount Via Swiggy Dineout |
Travel |
Domestic Lounge Access | Unlimited Lounge Access |
International Lounge Access | Unlimited Free Lounge Visits |
Fuel Surcharge | 1% Fuel Surcharge Waiver |
Other travel benefits | |
Shopping |
Rewards Rate | 5 Reward Points/₹150 |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Accidental Air Death Cover of ₹2 Crore. Travel Insurance Worth ₹55,000 |
Zero Liability Protection | Credit Liability Cover of Up to ₹9 Lakh |
Golf |
Golf | N/A |