General |
Brand | HDFC Bank |
Best Suited For | Shopping |
Welcome Benefits | 500 CashPoints |
Spend Based Waiver | Rs. 50,000 spent in the previous year |
Fee and Charges |
Joining fee | Rs. 500 + GST |
Renewal Fee | Rs. 500 + GST |
Interest Rate | 3.6% per month (or 43.2% per annum), 0.99% for the first 90 days. |
Foreign Currency Markup | 3.5% on the conversion amount (plus applicable taxes) |
Cash Advance Charges | 2.50% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Rs. 99 per redemption request (plus applicable taxes) |
Movie & Dining |
Movie & Dining | Up to 20% off via Swiggy Dineout |
Travel |
Domestic Lounge Access | N/A |
International Lounge Access | N/A |
Fuel Surcharge | 1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 |
Other travel benefits | |
Shopping |
Rewards Rate | Get 1 CashPoint for every Rs. 150 spent on all purchases, earn 5x CashPoints on EMI transactions at merchant outlets, and 10x CashPoints on Big Basket, Swiggy, BookMyShow, Oyo, Uber, and more. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | N/A |
Zero Liability Protection | Cardholders shall not be liable for any fraudulent transaction made with the card post reporting the loss of the card to the bank. |
Golf |
Golf | N/A |