General |
Brand | HDFC Bank |
Best Suited For | Travel Dining Shopping |
Welcome Benefits | Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance) |
Spend Based Waiver | Spends of Rs. 8 Lakh in a Year to Waive Renewal Fee |
Fee and Charges |
Joining fee | Rs. 10,000 + GST |
Renewal Fee | Rs. 10,000 + GST |
Interest Rate | 1.99% Monthly & 23.88% Annually |
Foreign Currency Markup | 2% of Transaction Amount |
Cash Advance Charges | 2.5% of the Total Amount or Rs. 500 (Whichever is Higher) |
Add-on Card Fee | N/A |
Rewards Redemption Fee | N/A |
Movie & Dining |
Movie & Dining | Benefits with Good Food Trails Program and 2X RPs on Weekend Dining |
Travel |
Domestic Lounge Access | Unlimited Complimentary Domestic Lounge Visits Across India |
International Lounge Access | Unlimited Complimentary International Lounge Visits Across the World |
Fuel Surcharge | N/A |
Other travel benefits | |
Shopping |
Rewards Rate | Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh. |
Zero Liability Protection | Credit Liability Cover Up to Rs. 9 Lakh. |
Golf |
Golf | 6 Complimentary Golf Games Each Quarter |