General |
Brand | Axis Bank |
Best Suited For | Shopping |
Welcome Benefits | Introductory Benefits Worth Rs. 600 on Card Issuance |
Spend Based Waiver | Annual fee waived on spends of Rs. 3.5 lakhs |
Fee and Charges |
Joining fee | Rs. 500 + GST |
Renewal Fee | Rs. 500 + GST |
Interest Rate | 3.6% per month (52.86% annually) |
Foreign Currency Markup | 3.5% of the total amount |
Cash Advance Charges | 2.5% (Min. Rs. 500) of the withdrawn amount. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | NA |
Movie & Dining |
Movie & Dining | Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program |
Travel |
Domestic Lounge Access | 1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year) |
International Lounge Access | N/A |
Fuel Surcharge | 1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month). |
Other travel benefits | |
Shopping |
Rewards Rate | 5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR and cult.fit) and 1.5% cashback on Myntra and all other spends. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | N/A |
Zero Liability Protection | Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days. |
Golf |
Golf | N/A |