General |
Brand | SBI Bank |
Best Suited For | Shopping Food |
Welcome Benefits | NA |
Spend Based Waiver | The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year. |
Fee and Charges |
Joining fee | Rs. 999 + GST |
Renewal Fee | Rs. 999 + GST |
Interest Rate | 3.5% p.m. (42% p.a.) |
Foreign Currency Markup | 3.5% of the international transaction |
Cash Advance Charges | 2.5% of the amount withdrawn or a minimum charge of Rs. 500. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | NIL |
Movie & Dining |
Movie & Dining | NA |
Travel |
Domestic Lounge Access | NA |
International Lounge Access | NA |
Fuel Surcharge | 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement) |
Other travel benefits | |
Shopping |
Rewards Rate | 5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | NA |
Zero Liability Protection | The cardholder will not be liable for any fraudulent transaction if the card is reported lost or stolen to the bank in a timely manner. |
Golf |
Golf | NA |