General |
Brand | SBI Bank |
Best Suited For | Fuel |
Welcome Benefits | 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee (credited after 20 days of the payment of joining fee). |
Spend Based Waiver | Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year. |
Fee and Charges |
Joining fee | Rs. 499 + GST |
Renewal Fee | Rs. 499 + GST |
Interest Rate | 3.5% per month (42% per annum) |
Foreign Currency Markup | 3.5% of the transaction amount |
Cash Advance Charges | 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Rs. 99 (plus applicable taxes) per redemption request |
Movie & Dining |
Movie & Dining | 5X Reward Points on movie and dining spends |
Travel |
Domestic Lounge Access | N/A |
International Lounge Access | N/A |
Fuel Surcharge | 1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month) |
Other travel benefits | |
Shopping |
Rewards Rate | 1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%) |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | N/A |
Zero Liability Protection | Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank. |
Golf |
Golf | N/A |