General |
Brand | Axis Bank |
Best Suited For | Travel Shopping |
Welcome Benefits | Get 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000 |
Spend Based Waiver | Renewal fee waived off on spending Rs. 6 lakh in a year |
Fee and Charges |
Joining fee | Rs. 3,000 + GST |
Renewal Fee | Rs. 3,000 + GST |
Interest Rate | 3.6% per month (52.86% annually) |
Foreign Currency Markup | 3.5% of the transaction amount |
Cash Advance Charges | 2.5% of the amount withdrawn at a minimum of Rs. 500 |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | Buy 1 movie ticket and get up to Rs. 300 off on a second ticket on BookMyShow; get flat Rs. 200 off on Swiggy orders. |
Travel |
Domestic Lounge Access | 8 complimentary domestic lounge visits every year (max 2 per quarter). |
International Lounge Access | Up to 12 complimentary international lounge visits every year with Priority Pass membership |
Fuel Surcharge | 1% fuel surcharge waived off for transactions between Rs. 400 & Rs. 4,000 at all filling stations across India. |
Other travel benefits | |
Shopping |
Rewards Rate | Earn 20 EDGE Points per Rs. 200 you spend with the card up to cumulative spends of Rs. 20,000 per month and earn 10 EDGE points per Rs. 200 spent after that. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Insurance cover against lost/delayed baggage, purchase protection, and loss of travel documents. |
Zero Liability Protection | Cardholder shall not be liable for any fraudulent transactions if the lost card has been reported to the bank in a timely manner. |
Golf |
Golf | 6 complimentary golf rounds every year. 3 additional golf rounds on minimum annual spends of Rs. 3 lakh with the Select Credit Card. |