General |
Brand | Axis Bank |
Best Suited For | Shopping |
Welcome Benefits | N/A |
Spend Based Waiver | Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000. |
Fee and Charges |
Joining fee | Rs. 499 + GST |
Renewal Fee | Rs. 499 + GST |
Interest Rate | 3.6% per month or 52.86% annualized |
Foreign Currency Markup | 3.5% of the transaction amount |
Cash Advance Charges | 2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program. |
Travel |
Domestic Lounge Access | 4 complimentary airport lounge visits to domestic airport lounges per year |
International Lounge Access | NA |
Fuel Surcharge | 1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month). |
Other travel benefits | |
Shopping |
Rewards Rate | 5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | NA |
Zero Liability Protection | Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days. |
Golf |
Golf | NA |