General |
Brand | AU Bank |
Best Suited For | Travel Dining Shopping |
Welcome Benefits | Gift voucher worth Rs. 5000 from Taj Hotels, Tata Cliq, Michael Kors, or other luxury brands. Customers can even opt for 5000 RPs as welcome benefit. |
Spend Based Waiver | Renewal fee waiver on spending Rs. 8 Lakhs in the year |
Fee and Charges |
Joining fee | Rs. 4999 + GST |
Renewal Fee | Rs. 4999 + GST |
Interest Rate | 1.99% per month or 23.88% per annum |
Foreign Currency Markup | 0.99% of the transaction amount |
Cash Advance Charges | 2.5% of the transaction amount or minimum Rs. 100 |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | 16 complimentary Buy One Get One movie tickets per annum, max 4 per quarter |
Travel |
Domestic Lounge Access | 4 Complimentary Lounge Access Every Quarter (16 Each Year) |
International Lounge Access | 16 complimentary international lounge access |
Fuel Surcharge | 1% fuel surcharge waiver up to Rs. 1000 per statement cycle |
Other travel benefits | |
Shopping |
Rewards Rate | 2 RPs per Rs. 200 spent on dining, international, and travel spends. 1 RP per Rs. 100 on other spends |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Complimentary device protection plan |
Zero Liability Protection | Cardholders are not liable for fraudulent transactions made with the card in case of timely reporting about loss or theft of the card |
Golf |
Golf | 8 complimentary golf lessons per annum, max 2 per quarter |