General |
Brand | AU Bank |
Best Suited For | Shopping |
Welcome Benefits | NA |
Spend Based Waiver | NA |
Fee and Charges |
Joining fee | Nil |
Renewal Fee | Nil |
Interest Rate | 3.49% per month, i.e. 41.88% annually |
Foreign Currency Markup | 3.49% of the total transaction amount |
Cash Advance Charges | 2.5% of the withdrawn amount subject to a minimum of Rs. 100 |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | Get up to 30% discount on dining across over 300 partnered restaurants. |
Travel |
Domestic Lounge Access | 2 complimentary railway lounge access every quarter |
International Lounge Access | NA |
Fuel Surcharge | 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000. |
Other travel benefits | |
Shopping |
Rewards Rate | 2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Get complimentary device protection and 1-year extended warranty on selected electronic products |
Zero Liability Protection | Get zero liability protection against lost/stolen cards if the loss is reported to the bank in a timely manner. |
Golf |
Golf | NA |