General |
Brand | AU Bank |
Best Suited For | Shopping |
Welcome Benefits | N/A |
Spend Based Waiver | N/A |
Fee and Charges |
Joining fee | Nil |
Renewal Fee | Nil |
Interest Rate | 3.49% per month |
Foreign Currency Markup | 3.49% on all international spends. |
Cash Advance Charges | Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | N/A |
Travel |
Domestic Lounge Access | N/A |
International Lounge Access | N/A |
Fuel Surcharge | Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000. |
Other travel benefits | |
Shopping |
Rewards Rate | Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | N/A |
Zero Liability Protection | Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank. |
Golf |
Golf | N/A |