General |
Brand | SBI Bank |
Best Suited For | Travel |
Welcome Benefits | 5,000 reward points after paying the joining fee (credited within 15 days from the date of payment) |
Spend Based Waiver | N/A |
Fee and Charges |
Joining fee | Rs. 1,499 + GST |
Renewal Fee | Rs. 1,499 + GST |
Interest Rate | 3.5% per month (or 42% per annum) |
Foreign Currency Markup | 3.5% (plus applicable taxes) |
Cash Advance Charges | 2.5% (minimum of Rs. 500) |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | N/A |
Travel |
Domestic Lounge Access | 8 complimentary visits to domestic lounges every year (max 2 per quarter) |
International Lounge Access | N/A |
Fuel Surcharge | 1% fuel surcharge waiver at fuel stations all over India on transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250). |
Other travel benefits | |
Shopping |
Rewards Rate | 15 reward points for every Rs. 100 spent on Air India ticket bookings for self on airindia.in, 5 RPs for every Rs. 100 spent on Air India ticket bookings for others on airindia.com and 5 RPs for every Rs. 100 spent on Air India ticket bookings for self or others via Air India call centers or booking offices, Get 2 Reward points per Rs. 100 you spend. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Lost card liability protection of Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting about the card to the bank. |
Zero Liability Protection | No liability to the cardholder once the card is reported lost to the bank. |
Golf |
Golf | N/A |