General |
Brand | SBI Bank |
Best Suited For | Travel |
Welcome Benefits | 1,500 Reward Points |
Spend Based Waiver | Renewal fee waiver on spends of Rs. 2 lakh |
Fee and Charges |
Joining fee | Rs. 1,499 + GST |
Renewal Fee | Rs. 1,499 + GST |
Interest Rate | 3.5% per month |
Foreign Currency Markup | 3.5% on all international transactions |
Cash Advance Charges | 2.5% of the cash advance or Rs. 500, the higher of the two. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Rs. 99 |
Movie & Dining |
Movie & Dining | NA |
Travel |
Domestic Lounge Access | N/A |
International Lounge Access | NA |
Fuel Surcharge | 1% fuel surcharge waiver |
Other travel benefits | |
Shopping |
Rewards Rate | For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | You get insurance coverage against air accidents, railway accidents, and a fraud liability cover. |
Zero Liability Protection | Zero liability of credit cardholders for any unlawful transactions made through his/her card post reporting the loss to the bank. |
Golf |
Golf | NA |