General |
Brand | HDFC Bank |
Best Suited For | Travel |
Welcome Benefits | Amazon voucher worth Rs. 500 on making the first transaction within the first 30 days. |
Spend Based Waiver | The renewal fee is waived on spending Rs. 1.5 lakhs or more in the previous year. |
Fee and Charges |
Joining fee | Rs. 500 + GST |
Renewal Fee | Rs. 500 + GST |
Interest Rate | 3.6% per month. |
Foreign Currency Markup | 3.5% of the transaction amount |
Cash Advance Charges | 2.5% of the cash amount or Rs. 500 (whichever is higher) |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | NA |
Travel |
Domestic Lounge Access | NA |
International Lounge Access | NA |
Fuel Surcharge | 1% fuel surcharge waiver on all fuel transactions. |
Other travel benefits | |
Shopping |
Rewards Rate | 1 Cash Point for every retail spend of Rs. 100 and 5x Cash Points on IRCTC bookings. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | NA |
Zero Liability Protection | The cardholders get a zero liability protection against a lost/stolen card if reported to the bank in a timely manner. |
Golf |
Golf | NA |